Stay-at-home and remote working have become our new reality
in the midst of the coronavirus epidemic. An unexpected issue this raises for
some remote workers is, what happens if you are injured while working from
home? Does your employer’s workers’ compensation insurance still cover your
injury, or is your private health insurance your only option?
Workers’ compensation is, by definition a no-fault system,
which means that if you're injured in the "course and scope of
employment," you are typically covered under your employer’s workers' comp
insurance, regardless of whether your own negligence or someone else's played a
part in the accident.
Was the employer benefiting from the employee’s actions when
the injury occurred? Did the employer require the employee to engage in the
injury-causing activity? Did the employer approve the off-site activity in
advance? Check with Alden B. Cole. He may have the answers. Attorney Cole deals
in workers’ comp cases throughout North Carolina. Call him today at his Wilmington
office (910) 231-2042.
