Monday, September 14, 2020

How Much Will This Cost?

It is a fair question. You may only file for Social Security Disability once in your life and you want to know the attorney’s bill up front if you can. I hope this helps…when you sign a fee agreement with a Social Security disability lawyer, the fee is limited to 25% of the past-due benefits you are awarded. That is a good rule of thumb.

The attorney will be paid only out of your past-due benefits, or "backpay." If no back-dated benefits are awarded, the attorney will not receive a fee unless he/she petitions Social Security. In other words, it doesn't usually cost you anything to hire a disability attorney; the fee will be paid out of the disability award you eventually receive.

That should allay any concerns you may have about calling me to review your case. As a North Carolina social security disability attorney for many years I have been helping citizens of The Tar Heel State receive the full amount due to them. Please call me, Alden Cole, at (910) 762-7605, and visit my website at

Monday, August 17, 2020

How Does One Define a “Work-Related Accident?”

Let us go to the source. How does OSHA define it? The injury or illness is considered to be work-related if an event or exposure in the work environment either caused or contributed to the resulting condition or significantly aggravated a pre-existing injury or illness. That seems rather black and white…doesn’t it?

Here are some notable exceptions –


  1. At the time of the accident was the employee present as a member of the general public?
  2. There were already symptoms outside of the work environment.
  3. The injury or illness results from voluntary participation.
  4. It resulted from an individual engaging in personal tasks at the job site.

There are many other gray areas that need to be examined to see if you or a loved one qualifies for Workers’ Comp. That is what I am here for. My name is Alden B. Cole, an experienced Workers’ Compensation attorney in Wilmington serving the great state of North Carolina. See my website at Call me at (910) 762-7605.

Monday, July 13, 2020

It is Okay, I Probably Don’t Deserve It Anyway.

Those are famous last words for many people who rightly qualify for Social Security Disability. How many millions of dollars do Americans leave on the table every year? Well, let us take a simple, dispassionate look at how the law reads. Disability is the inability to engage in any substantial gainful activity by reason of any medically determinable physical or mental impairment.

Another factor that will be considered is that the impairment will last for a period of more that 12 months. That is quite a gray area! The Social Security Administration administers two programs that provide benefits based on disability. They are the Social Security disability insurance program and the Supplemental Security Income.

Without the help of an experienced Social Security Disability attorney your journey may be arduous and even impossible. That is why I am here to help. My name is Alden Cole an SSI lawyer for North Carolina. My office is at 206 N. 4th St. in Wilmington. See me at then call (910) 762-7605 for a free consultation.

Tuesday, June 23, 2020

Financial Compensation in an Auto Accident Case.

Perhaps you have heard that insurance adjusters use some sort of secret mathematical formula to figure out how much compensation should be paid in a particular personal injury settlement. The formula doesn’t actually determine how much compensation someone receives. It is just a device that insurance adjusters use to begin the process.

The insurance company must decide how much to pay the injured party for…

-Medical bills and related expenses
-Lost wages
-Pain and suffering
-Loss of family and other social experiences
-Any permanent disability

Let me help you sort all this out…and more. I practice injury law in the state of North Carolina. My name is Alden Cole. I will fight hard for you and not pass you along as some of the larger firms tend to do. Let us get together at my Wilmington, NC office and visit me on the web at Please call me at (910) 762-7604.

Tuesday, May 19, 2020

Injured While Working at Home?

Stay-at-home and remote working have become our new reality in the midst of the coronavirus epidemic. An unexpected issue this raises for some remote workers is, what happens if you are injured while working from home? Does your employer’s workers’ compensation insurance still cover your injury, or is your private health insurance your only option?

Workers’ compensation is, by definition a no-fault system, which means that if you're injured in the "course and scope of employment," you are typically covered under your employer’s workers' comp insurance, regardless of whether your own negligence or someone else's played a part in the accident.

Was the employer benefiting from the employee’s actions when the injury occurred? Did the employer require the employee to engage in the injury-causing activity? Did the employer approve the off-site activity in advance? Check with Alden B. Cole. He may have the answers. Attorney Cole deals in workers’ comp cases throughout North Carolina. Call him today at his Wilmington office (910) 762-7604.