ERISA Long Term Disability Benefits.

If you become disabled and cannot work you may qualify for long-term disability under something known by the acronym ERISA (Employee Retirement Income Security Act).  How you apply and the careful steps that need to be taken may depend on whether or not you ever see those life-sustaining benefits.

There are common mistakes that occur when filing for ERISA benefits. 

1.  Assuming that your employer agrees with HOW disabled you really are.

2.  Relying on your employer’s human resource department for wise advice.

3.  Do not document your claim by using ONLY the form provided by the insurance company.

4.  You must not actively pursue activities that your doctor warned you against.

5.  Don’t use your insurance company’s lawyers to help you file for benefits

6.  NEVER work with a lawyer who is not experienced in ERISA benefits.

Fortunately those that need to apply for ERISA benefits in North Carolina may rely on an experienced lawyer who has dealt with ERISA benefits for many years.  That resource is Alden B. Cole, located in Wilmington NC.  Attorney Cole will guide you through the delicate and intricate process of applying for benefits the proper way.  Call Attorney Alden Cole today for more information at (910) 231-2042.