Disabilities that Prevent You From Full Time Work in North Carolina.

When you are considering whether or not you have the opportunity to apply for disability there is something important to consider.  Your mental condition may prevent you from holding down a job as well as the obvious physical infirmities.  You must prove that your limitations prohibit you from holding your past job as well as other less demanding work.

Social Security classifies jobs based on their physical requirements.  Sedentary work is considered a job which requires lifting up to 10 pounds and standing on your feet for as much as 2 hours per day.  Light work is defined by the ability to lift up to 20 pounds and being on your feet the majority of the day.  Meanwhile, heavy work may require the lifting of up to 100 pounds.

Where you fit into this equation may require a highly qualified North Carolina disability attorney.  For aggressive social security disability representation throughout the state call Wilmington attorney Alden B. Cole.  He will aggressively act on your behalf.  Call him today to arrange an appointment at his office at 201 North Front Street in Wilmington at (910) 231-2042.

Hiring the Right Disability Lawyer in North Carolina.

Are you aware of the approval rate for people who file for disability in the state of North Carolina?  It may be more challenging than you think.  Less than one-third of North Carolinians who file for disability will be approved.  From there, the other 70% or so will have to undergo an appeal.  If you are properly represented your approval rate will rise and you may be able to avoid the appeal process.

Be very careful whom you decide to represent you.  There are Non-attorney disability representatives out there.  Many of them are former disability examiners who used to work within the federal system itself!  The evidence needs to be presented in specific and exact order to establish beyond any reasonable doubt that the claimant is currently disabled.

A highly qualified North Carolina disability attorney knows that time is of the essence.  You must meet those time constraints or risk losing your claim forever.  For aggressive social security disability representation in the Tarheel state call Wilmington attorney Alden B. Cole.  He will pursue your case aggressively.  Call him today to arrange an appointment at his office at 201 North Front Street in Wilmington at (910) 231-2042.

ERISA Long Term Disability Benefits.

If you become disabled and cannot work you may qualify for long-term disability under something known by the acronym ERISA (Employee Retirement Income Security Act).  How you apply and the careful steps that need to be taken may depend on whether or not you ever see those life-sustaining benefits.

There are common mistakes that occur when filing for ERISA benefits. 

1.  Assuming that your employer agrees with HOW disabled you really are.

2.  Relying on your employer’s human resource department for wise advice.

3.  Do not document your claim by using ONLY the form provided by the insurance company.

4.  You must not actively pursue activities that your doctor warned you against.

5.  Don’t use your insurance company’s lawyers to help you file for benefits

6.  NEVER work with a lawyer who is not experienced in ERISA benefits.

Fortunately those that need to apply for ERISA benefits in North Carolina may rely on an experienced lawyer who has dealt with ERISA benefits for many years.  That resource is Alden B. Cole, located in Wilmington NC.  Attorney Cole will guide you through the delicate and intricate process of applying for benefits the proper way.  Call Attorney Alden Cole today for more information at (910) 231-2042.

How to Qualify for Social Security Disability.

What is a disability according to the SSA (Social Security Administration)?  In a literal sense it is any condition that is deemed severe enough to impede a person’s ability to work and earn a livable wage.  That does not mean totally or permanently disabled, but rather unable to “make a living” through the normal course of holding down a job.  So make sure that you understand the proper definition of this from a qualified resource.

To be eligible to qualify to receive social security or SSI (Supplemental Security Income) several different criteria must apply.  Among those, an individual’s condition must be severe.  This is usually defined by debilitation in daily living.  For children it is better defined as the ability to interact in age-appropriate activities.  It is also important to note that the condition must have persisted for at least the last 12 months.

There are many important considerations to be addressed when applying for social security disability.  You need the advice and council of a trusted social security disability attorney in North Carolina.  Alden Cole has been helping people from his office at 201 N. Front St. in Wilmington with just such issues for many years and he is ready to help you.  Give him a call for a free consultation today at (910) 231-2042.