What is ERISA in North Carolina?

A few months ago we discussed ERISA.  What is it exactly?  ERISA stands for The Employee Income Security Act.  It went into effect just over 40 years ago.  It is designed to protect the assets of millions of Americans guaranteeing that funds are getting placed in their retirement plans so that they will be waiting for them at the end of their working lives.

You need to be aware of an important nuance of ERISA.  What happens if you or a loved one has been injured and disabled outside of the workplace?  ERISA disability benefits are provided by your employer in the event of illness or injury away from work.  Large corporations are notorious for denying these claims for as long as they can and have the stamina to make you wait for what is rightfully yours.

When you see this occur or about to happen you need to take action.  Alden B. Cole is a North Carolina ERISA disability attorney.  He has experience dealing with the large corporations who DO NOT have your best interest at heart.  Attorney Cole will defend your right to obtain every nickel entitled to you.  Call Alden Cole today to begin the process at his Wilmington office at (910) 231-2042.

ERISA Long Term Disability Benefits.

If you become disabled and cannot work you may qualify for long-term disability under something known by the acronym ERISA (Employee Retirement Income Security Act).  How you apply and the careful steps that need to be taken may depend on whether or not you ever see those life-sustaining benefits.

There are common mistakes that occur when filing for ERISA benefits. 

1.  Assuming that your employer agrees with HOW disabled you really are.

2.  Relying on your employer’s human resource department for wise advice.

3.  Do not document your claim by using ONLY the form provided by the insurance company.

4.  You must not actively pursue activities that your doctor warned you against.

5.  Don’t use your insurance company’s lawyers to help you file for benefits

6.  NEVER work with a lawyer who is not experienced in ERISA benefits.

Fortunately those that need to apply for ERISA benefits in North Carolina may rely on an experienced lawyer who has dealt with ERISA benefits for many years.  That resource is Alden B. Cole, located in Wilmington NC.  Attorney Cole will guide you through the delicate and intricate process of applying for benefits the proper way.  Call Attorney Alden Cole today for more information at (910) 231-2042.